A card’s face value, Arcavanta’s sale price, your order total and an external payment cost are not the same number.
Arcavanta does not add a separate service or processing fee to its stated seller amount. Wallet, exchange or network costs are separate and depend on the payment method. Check both amounts before sending funds.
Last updated
Read a quote without mixing its units
Keep the card currency beside the face value and the sale currency beside the price.
| Amount | Meaning | Example — illustrative only |
|---|---|---|
| Card face value | Balance represented by one code | 25 EUR |
| Sale price per code | Seller amount for one code | A separate quoted USD amount |
| Seller order total | Unit sale price × quantity | Quoted USD unit price × 25 codes |
| External payment cost | A wallet, exchange or network charge, if applicable | Check the actual payment instructions; do not assume zero |
No separate seller fee does not mean face value equals price
A seller price can be above or below the numeric face value. Different currencies cannot be compared by their numbers alone. An exchange-rate estimate is not a locked quote.
Check the final payment instructions
Before paying, review the asset, network, exact amount and any identified external cost for that order. Do not send funds using an old address or an amount calculated from the card’s face value.
Compare offers on the full seller amount
Compare the same market, denomination, quantity and quote date. Keep external conversion costs separate so you can see why two totals differ. Microsoft’s “no fees” statement about its retail card is not a statement about every seller or payment network.
Compare like-for-like quotesSources and product terms
Microsoft product and redemption information checked September 17, 2026. Issuer product rules do not establish Arcavanta stock, sale prices or service timing.
Choose the right codes for your business
Review the product market, denomination and quantity in your business account. Keep the recipient balance separate from the seller amount.